3 Bed Semi-Detached House, Refurb/BRRR, Cupar, KY15 5JL, £200,000

8 Garliebank Crescent, Cupar, Fife, KY15 5JL - 2 views - a month ago

Refurb/BRRR

ROI: 1%

~93 m²

+3 photos

ValuationOvervalued

Sold Prices	£110K - £378.3K

Square Metres	~93 m²
Value Estimate	£167,500£167,500

End Value (After Refurb)	£190,000£190,000

Investment Opportunity

Cash In
Purchase Finance	Bridging LoanBridging Loan
Deposit (25%)	£50,000£50,000
Stamp Duty & Legal Fees	£11,200£11,200
Refurb Costs	£37,989£37,989
Bridging Loan Interest	£5,250£5,250
Total Cash In	£106,189£106,189

Cash Out
Monetisation	FlipRefinance & RentRefinance & Rent
Revaluation	£190,000£190,000
Mortgage (After Refinance)	£142,500£142,500
Mortgage LTV	75%75%
Cash Left In	£106,189£106,189
Equity	£47,500£47,500
Rent Range	£525 - £1,500£525 - £1,500
Rent Estimate	£839
Running Costs/mo	£782£782
Cashflow/mo	£57£57
Cashflow/yr	£689£689
ROI	1%1%
Gross Yield	5%5%

Local Sold Prices

29 sold prices from £110K to £378.3K, average is £222K.

Price	Date	Distance	Address	Price/m²	m²	Beds	Type
£253K	01/21	0.02 mi	47, Sandylands Road, Cupar, Ffe KY15 5JR	-	-	3	Detached House
£215.5K	02/21	0.02 mi	39, Sandylands Road, Cupar, Ffe KY15 5JR	-	-	3	Semi-Detached House
£215K	04/24	0.42 mi	54, Cupar Mills, Cupar, Fife KY15 5ES	-	-	3	Detached House
£298.5K	05/24	0.42 mi	48, Cupar Mills, Cupar, Fife KY15 5ES	-	-	3	Detached House
£220K	05/24	0.45 mi	74, Robertson Road, Cupar, Fife KY15 5YR	-	-	3	Bungalow
£250K	05/24	0.45 mi	46, Robertson Road, Cupar, Fife KY15 5YR	-	-	3	Bungalow
£280.1K	05/24	0.45 mi	96, Robertson Road, Cupar, Fife KY15 5YR	-	-	3	Bungalow
£179.1K	07/21	0.5 mi	3, Drummond Court, Cupar, Fife KY15 5DE	-	-	3	Semi-Detached House
£310K	12/21	0.59 mi	23, Ferryfield, Cupar, Fife KY15 5DG	-	-	3	Detached House
£378.3K	08/21	0.64 mi	15, Beech Bank, Cupar, Fife KY15 5BZ	-	-	3	Detached House
£345.3K	10/21	0.64 mi	62, Meadowside Road, Cupar, Fife KY15 5DD	-	-	3	Detached House
£270K	05/21	0.67 mi	24, Holly Park, Cupar, Fife KY15 5DB	-	-	3	Detached House
£110K	01/21	0.68 mi	56, Orchardgate, Cupar KY15 5AF	-	-	3	Terraced House
£185K	11/21	0.7 mi	15, South Union Street, Cupar, Fife KY15 5BB	-	-	3	Terraced House
£264.5K	09/21	0.73 mi	Beath House, Westfield Road, Cupar, Fife KY15 5DS	-	-	3	Detached House
£158K	02/21	0.75 mi	4, Elm Grove, Cupar, Fife KY15 5FB	-	-	3	Semi-Detached House
£123K	08/21	0.78 mi	43, Westfield Avenue, Cupar, Fife KY15 5AA	-	-	3	Terraced House
£255K	05/21	0.87 mi	6, Edenbank Road, Cupar, Fife KY15 4HE	-	-	3	Detached House
£124.1K	05/21	0.89 mi	1, Haymount Park, Cupar, Fife KY15 4AD	-	-	3	Semi-Detached House
£177K	08/21	0.93 mi	55, Castlebank Gardens, Cupar KY15 4DA	-	-	3	Semi-Detached House
£197K	05/24	0.93 mi	12, Braehead, Cupar, Fife KY15 4BE	-	-	3	Semi-Detached House
£154.5K	11/21	0.95 mi	30, Bishopgate, Cupar, Fife KY15 4BD	-	-	3	Semi-Detached House
£216.5K	11/21	0.95 mi	61, Edenbank Road, Cupar, Fife KY15 4UA	-	-	3	Semi-Detached House
£260.5K	11/21	0.97 mi	7, Gib Gardens, Cupar, Fife KY15 4UF	-	-	3	Semi-Detached House
£288K	09/21	0.97 mi	32, George Govan Road, Cupar KY15 4GY	-	-	3	Detached House
£305K	05/24	0.97 mi	65, George Govan Road, Cupar, Fife KY15 4GY	-	-	3	Detached House
£222K	07/21	0.97 mi	53, George Govan Road, Cupar KY15 4GY	-	-	3	Detached House
£245K	06/21	0.98 mi	14, Back Lebanon, Cupar, Fife KY15 4JW	-	-	3	Terraced House
£220K	04/21	0.98 mi	21, Back Lebanon, Cupar, Fife KY15 4JW	-	-	3	Semi-Detached House

Local Rents

21 rents from £525/mo to £1.5K/mo, average is £750/mo.

Rent	Date	Distance	Address	Beds	Type
£695	04/25	0.42 mi	-	2	Flat
£800	04/24	0.43 mi	Cupar Mills, Cupar	3	Flat
£550	04/24	0.57 mi	South Bridge, Cupar, Fife, KY15	1	Flat
£675	11/23	0.63 mi	-	2	Flat
£600	04/24	0.64 mi	Crossgate, Cupar, KY15	2	Flat
£600	12/24	0.71 mi	South Union Street, Cupar	2	Flat
£650	03/24	0.76 mi	Burnside Close, Bonnygate, Cupar, Fife, KY15	2	Flat
£1,350	04/24	0.84 mi	Castlefield, Cupar, Fife	3	Terraced House
£600	05/24	0.9 mi	Hill Crescent, Cupar, Fife, KY15	1	Flat
£900	05/23	0.96 mi	-	2	Semi-Detached House
£900	05/24	0.96 mi	-	2	Semi-Detached House
£525	04/25	0.98 mi	-	1	Flat
£1,500	12/24	0.98 mi	George Govan Road, Cupar, Fife, KY15	3	Detached House
£750	03/25	0.98 mi	-	2	Flat
£725	09/24	1 mi	-	2	Flat
£750	03/25	1 mi	-	2	Flat
£775	01/25	1.02 mi	-	2	Flat
£850	03/24	1.05 mi	Landale Gardens, Cupar, Fife, KY15	2	Bungalow
£1,075	12/24	1.06 mi	-	2	Bungalow
£1,200	01/25	1.6 mi	-	2	Detached House
£1,200	04/25	1.6 mi	-	2	Detached House

Local Area Statistics

Population in Cupar	28,50728,507
Town centre distance	2.78 miles away2.78 miles away
Nearest school	0.30 miles away0.30 miles away
Nearest train station	0.56 miles away0.56 miles away

Rental growth (12m)	+1%+1%
Sales demand	Seller's marketSeller's market
Capital growth (5yrs)	+10%+10%

Property History

Listed for £200,000

March 4, 2025

Floor Plans

Description

Semi-detached house in Cupar +
Southeast-facing living room with fireplace +
Sliding doored dining room +
Kitchen with double-aspect sunroom access +
Two double bedrooms with wardrobes +
Versatile third bedroom +
Three-piece bathroom with overhead shower +
Enclosed garden grounds +
Paved driveway and attached garage +
GCH; DG; EPC - D +

Set on a quiet residential street in Cupar, this three-bedroom semi-detached house, which forms part of an established residential suburb, is ideally proportioned for a wide range of buyers. The home offers generous accommodation (including a versatile loft space) that requires extensive upgrading and renovation. It offers new owners an ideal blank canvas for personalising their house to their style and requirements. The property has a private driveway leading to an attached garage, private gardens with lawns, and a drying area to the rear. The home also lies close to local amenities, bus links, shops, a primary school and outdoor spaces. Extras: All fitted floor and window coverings, light fittings and kitchen appliances are included in the sale.

Agent Details

Thorntons Property Services, Cupar

01303 761702

Next Steps?

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